What is your Zip Code
Are you currently insured?
Yes No
How many people are being insured?

Monday, May 25, 2009

Medical Insurance For international Students

By Ray Sondeo

Meeting different people from various walks of life is one of the most fascinating aspects of studying in a country away from home. With the exciting parts, also come some challenges that foreign students must face from time to time. Aside from learning about the culture of the country they are in, international students should also protect themselves from unexpected accidents and illnesses.

Investing in medical insurance is a must for every international student as it protects them from unfortunate events and also gives them peace of mind. Students covered by insurance for international students can find the right doctors and hospitals very easily by accessing the affiliated PPO network. In addition, going to the providers that are part of the PPO network allows for direct billing. Thus high bills would not have be paid up front by the student.

There are state specific rules and policies regarding international student insurance. Many colleges and universities in the United States, require their students to show proof of financial ability prior to enrollment. University-based insurance that is available is typically costly.

Students who find it difficult to make ends meet opt out of insurance. More cost effective medical insurance for international students is available from reputed insurance companies and should be considered. In such cases, the insurance company can fill out a waiver form from the University.

There are several providers of international student medical insurance that comply with the all the required standards. These plans also offer very affordable coverage. For as low as $50 you can begin your medical insurance coverage and let your insurance plan take care of your unexpected medical emergencies. You could seek the help your International Student Office in confirming that the insurance plan you choose meets the university?s requirements.

Invest the time and select your insurance plan sensibly. There are insurance for international students policies galore from financially sound companies like Lloyds, Nationwide and AIG.

Once you are insured, in the event of the unforeseen accidents, the high costs incurred by hospitalization, surgery, doctor visits, prescription and medication will be covered by your medical insurance. International student medical insurance usually also provides coverage for emergency evacuation, accidental death and dismemberment, repatriation of remains and maternity.

You can compare the various plans and find one which complies with all your university requirements. A knowledgeable insurance agent can also be helpful. Enroll for international student medical insurance and be protected against any injuries or illnesses that might occur.

About the Author:

No comments:

Post a Comment