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Monday, July 6, 2009

The Right Insurance Plan For Students In The USA

By Ray Sondeo

The Study USA student insurance program could be availed by overseas students wanting to pursue higher education in America. It is also available to American nationals who choose to pursue education in other countries. This extremely essential, yet surprisingly affordable, insurance policy offers a comprehensive insurance coverage. Its policies provide subjective insurance coverage to a wide array of medical requirements.

The Study USA international students insurance program offers a generous insurance cover of up to $250,000. During the primary subscription phase, the insurance cover is applicable for a maximum period of one year. The shelf life of the plan is extendable by renewal up to 48 months (4 years).

The Study USA program offers insurance cover in the cases of the student having to seek medical treatment for accidents and illnesses. The plan also covers remittance of medical expenditure incurred due to dental treatments. The policy accommodates emergency medications and treatments, evacuations and transportation's. The insurance policy also arranges for the repatriation of biological remains in unfortunate cases.

The Study USA medical insurance policy solves the problem of having to arrange for cash to avail treatment in emergencies. It is officially sanctioned by a number of medical institutions across the world. Its insurance cover defrays treatment, medication, nursing and the accommodation expenditure charged by the hospital. The policy also renders emergency medical assistance to the student while traveling.

The Study USA policy waives the deductible amount if the student is primarily treated by the University Medical center. There is also an option to bill hospitals and physicians who figure in the Multiplan Preferred Provider Network directly. The policy also covers all ancillary medical expenditure incurred by the student to facilitate the treatment. It even arranges for emergency medical assistance while traveling.

The international student medical insurance cover also extends its financial benefits to the dependants (spouses/ children) of the student on their application. This facility ensures that the immediate family of the policyholder is not inconvenienced during a medical emergency. The comprehensive eligibility list for the applicants allows any registered student to apply for the insurance policy. Students must be under the age of 55 years to avail this insurance.

Study USA?s student medical insurance covers treatment, nursing and floor charges levied by the hospital authorities. Necessary surgical operations are also covered by the insurance program. The program defrays the physician?s consultation fees and other such necessary diagnostic expenditures. This includes X-rays, ultrasounds and other scans as well as therapeutic expenses.

The Study USA insurance policy offers every student the unmatched 24X7 medical support. With its flexible and comprehensive coverage list, it has become the primary choice for students worldwide.

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