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Wednesday, April 29, 2009

Health Insurance ,a Must

By Don Bethune

What is health insurance? It is a form of insurance that pays for medical expenses. Health insurance may some times cover disability or long term nursing or medical care needs. There are basically two types of insurance programs. One is Government sponsored social insurance program and the other one is provided by private insurance companies.

Companies take policies for workers available in their company as a group policy which will benefit the workers belonging to their company.Also individually one can take a policy.In both the cases the policy taker has to make a premium payment as said by the insurance company which in turn will help the insurer at times of his health crisis.

Now-a-days the medical expenses have rised in every countries.Also the quality of the treatment has grown upto high levels which in turn has rised the rate of treatment so high and expensive.Hence it is safe and secure to make an insurance for health.

Once you purchase a health insurance then you can live peacefully with out worrying about any emergency medical expenses that may occur in future. You may meet with a road accident or develop critical illness suddenly. If you purchase a health insurance you wonat have to worry about your medical expenses.

It is very important that the college students should be covered with some health insurance. aHealth insurance for college students" is not available in all the states. If you are a student you should check out whether your state has health insurance plans for students.

Some " Health insurance for college students" are renewable automatically in the subsequent years.In this case the students should be attending the colleges full time,to avail this insurance coverage.Also insurance is available for part time students of colleges.

Do you know about "Fortis Student Health Insurance"?A low cost student health insurance cover from "Fortis",an insurance company.This company provides insurance at cheaper rates for the college students.Graduates looking for a job can go for a "graduate health insurance" package.

Finally,it is a must for all to have a Health insurance.Life is not a certain move.Any one can come across a medical assistance in their sickness at any time in future.So it is good to have a health insurance in hand to lead a peaceful life without any worries about the health issues in the future.As a word,students can go for "Health insurance for college studentsa.It is my suggestion for students to go for afortis student health insurance".

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