Many people do not understand the importance of travel medical insurance. We do not plan for things to happen, but they can! So if you plan to go on vacation, work or study abroad you should purchase travel insurance for your length of stay.
Too many people ponder whether it is necessary to purchase a travel medical plan. The truth is it is well worth the little cost it is. A travel medical plan is much cheaper then your health insurance plan. There are just too many risks if you go without.
Travel medical plans are very benefit rich in the ways of travel. Many plans have added bonuses often at no additional charge. First and foremost they are designed to cover unexpected illness and accidents during your travels. But they can also cover things like, lost luggage and emergency evacuation.
The cost of a travel medical plan can be very affordable. The cost of the plans can differ from plan to plan and insurance company to insurance company. But typically it runs about 4% of the cost of you vacation. Rates are usually based on your age, length of travel, benefit package and destination.
The reason it is so important for you to purchase a travel medical plan is because your health insurance will not cover you abroad. Most carriers do not have a international network of physicians. Also if you have Medicare, they will not pay one penny for medical care anywhere except the USA.
I can tell you first hand that medical insurance is important. I was traveling through Europe 2 years ago and was struck with appendicitis. I never dreamed that would happen. I had purchased a travel medical plan and it saved me financially and made a bad situation just a bit better.
Many travel medical plans have the added convenience of a 24 hour hotline to help you before , during and after your travels. They can help you locate medical care, us embassies and even translate prescriptions for you. They can also give you advice regarding your destination.
So as you can see purchasing a travel medical plan is a wise investment. It may well be the smallest investment with the greatest saving. It is there to protect your well being, finances and health. And the peace of mind is worth every penny.
Too many people ponder whether it is necessary to purchase a travel medical plan. The truth is it is well worth the little cost it is. A travel medical plan is much cheaper then your health insurance plan. There are just too many risks if you go without.
Travel medical plans are very benefit rich in the ways of travel. Many plans have added bonuses often at no additional charge. First and foremost they are designed to cover unexpected illness and accidents during your travels. But they can also cover things like, lost luggage and emergency evacuation.
The cost of a travel medical plan can be very affordable. The cost of the plans can differ from plan to plan and insurance company to insurance company. But typically it runs about 4% of the cost of you vacation. Rates are usually based on your age, length of travel, benefit package and destination.
The reason it is so important for you to purchase a travel medical plan is because your health insurance will not cover you abroad. Most carriers do not have a international network of physicians. Also if you have Medicare, they will not pay one penny for medical care anywhere except the USA.
I can tell you first hand that medical insurance is important. I was traveling through Europe 2 years ago and was struck with appendicitis. I never dreamed that would happen. I had purchased a travel medical plan and it saved me financially and made a bad situation just a bit better.
Many travel medical plans have the added convenience of a 24 hour hotline to help you before , during and after your travels. They can help you locate medical care, us embassies and even translate prescriptions for you. They can also give you advice regarding your destination.
So as you can see purchasing a travel medical plan is a wise investment. It may well be the smallest investment with the greatest saving. It is there to protect your well being, finances and health. And the peace of mind is worth every penny.
About the Author:
contact broker Jeffrey Cline to help you find a fair and cheap travel medical insurance. He can also help with broker services and broker management. contact him 24 hours a day @ his toll free number 866-526-9669
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