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Thursday, March 19, 2009

When Just Caring for Your Pets is Not Enough

By Lisa Cabera

Various scientific studies have shown that owning a pet has lots of health benefits. Some even suggest that having an animal as a pet can help us lead longer and healthier lives. While some people keep pets to show off or make a fashion statement taking care of an animal can bring you a healthier better life.

Some Psychologists encourage families to have pets for even young children to help develop responsibility and empathy. Pets can help people to overcome fears and even fight depression and anxiety. Psychologists agree pets are beneficial for personality development in children.

Taking care of a pet, however, is a lifetime commitment. You have to provide them their basic needs, such as food, shelter, and medicine. You also have to spend some time with them. But don't you agree that it is only fair that we should experience such minor "inconveniences" in exchange for all the good things that our beloved pets have done for us?

In these times of financial uncertainty, it is best if there is something that could help us in providing our pets with the best veterinary care. Nowadays, more owners are investing their money in pet insurance because you can never predict when disaster would strike your adorable animal companion.

An ounce of prevention is worth a pound of cure. Sometimes we can't prevent everything. Despite our best intentions sometimes our pets become ill or can be injured. Purchasing pet insurance to prepare for such a situation will ensure that you are prepared to deal with emergency illness treatment for your beloved pets.

Pets can cause problems and inflict injuries on others. Pet liability insurance can help pay for damages your pet may have caused. Some pet insurance companies even have coverage for loss and pet death. Though money can't bring back your pet sometimes it can help you to move on.

Your pet can most likely have 80% of health care costs reimbursed by your pet health care company. Make sure you find out if your pet has any pre-existing conditions that may not be covered.

Some companies refuse to cover some pets due to the likelihood of congenital or breed specific conditions. Do your research to make sure your pet will be covered if they are of a breed that may be prone to such things.

Still, providing your furry companions with pet insurance is a good thing to consider. It could probably serve as your pet's lifeline in the future.

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