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Tuesday, March 17, 2009

When Just Caring for Your Pets is Not Enough

By Lisa Cabera

Owning a pet has many health benefits. Many studies have shown that owning a pet can help us lead happier, healthier lives and even may help us to live linger. Some people have pets for status or fashion owning a pet can give you health benefits that we never imagined.

Psychologists also agree that having pets is beneficial to humans, especially to their personality development. Some of them encourage parents to allow their children to take care of animals, saying that this would teach youngsters the concept of responsibility and other valuable lessons. Pets are also said to help people overcome their fears and forget painful memories.

Owning a pet is a lifetime commitment. Providing the basics for your pet is essential, food, shelter and medical care are crucial for the life of your pet. Time and financial investments in your pet will pay off for you in the many ways your pets benefit your life.

Sometimes pet care can be considered not important when finances are tight. Pet insurance can help reduce the financial burden when your pet is injured or becomes sick. We all want the best care for our pets and having insurance can help us to provide that.

An ounce of prevention is worth a pound of cure. Sometimes we can't prevent everything. Despite our best intentions sometimes our pets become ill or can be injured. Purchasing pet insurance to prepare for such a situation will ensure that you are prepared to deal with emergency illness treatment for your beloved pets.

In the event that your pet suddenly died or went missing, there are insurance companies that offer compensation for owners. Although money could not bring back the beloved animal companion that we lost, it could surely ease the pain and help us move on. Meanwhile, there are also times that our pets would inflict pain to others. Despite being domesticated for a long time, they are still animals, after all. They still have instincts and we could not blame them for that. In such cases, a pet liability insurance could help us pay for the damages caused by our beloved furry friends.

Your pet can most likely have 80% of health care costs reimbursed by your pet health care company. Make sure you find out if your pet has any pre-existing conditions that may not be covered.

You might also encounter some problems when insuring your pets. There are certain companies that refuse to sell policies to owners of animals with congenital or inborn diseases. Some pet owners, on the other hand, complained that it is difficult for them to have their older animals insured.

Providing your pet companions with pet insurance is a good investment not only for your pet's health but also for your peace of mind. Your pet gives you so much, return the favor by taking good care of their needs.

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