Money is on the minds of many Americans these days, and with that comes concerns about how and where to cut back expenses and live a more frugal lifestyle. Doing this, for some means giving up those extras like big vacations, meals at fancy restaurants, and extravagant shopping sprees, while for others it means cutting back on the groceries that they are buying or perhaps cutting back the amount of their insurance premiums each month.
The mentality between wealthy people and those less fortunate is very different. The Wealthier individuals believe that even in time of financial crisis, insurance is the key to financial security. The more impoverished people see insurance as a luxury, and a monthly expanse that is unnecessary when you compare it to food, clothing and shelter. This misconception tend to get costly for the impoverished individual.
Insurance should not be considered and extra, instead it should be looked at as an important part of keeping themselves and there family's safe. Without insurance you may be leaving a bigger hole in your families financial security should a medical situation arise.
Many times, the individuals who believe that there is no need for health insurance, have little to nothing. Realistically these are the individuals who need the insurance the most. Insurance coverage, like health insurance, can cover many unforeseen circumstances. If you become ill and pass away your insurance plan pays all your medical bills leaving your family free of the responsibility. Also, what if your home burns down, will you be able to afford to go and buy a new one right away, could you replace every item in your home? Most likely the answer is no, this is where insurance plays a crucial role in everyone's life.
To close, it is extremely important to secure your life through insurance. Whether it be life, health, homeowners or car insurance policies, the monthly fees are a needed expense. It is better to eat bread and butter each night then to live with insurance....TRUELY!
The mentality between wealthy people and those less fortunate is very different. The Wealthier individuals believe that even in time of financial crisis, insurance is the key to financial security. The more impoverished people see insurance as a luxury, and a monthly expanse that is unnecessary when you compare it to food, clothing and shelter. This misconception tend to get costly for the impoverished individual.
Insurance should not be considered and extra, instead it should be looked at as an important part of keeping themselves and there family's safe. Without insurance you may be leaving a bigger hole in your families financial security should a medical situation arise.
Many times, the individuals who believe that there is no need for health insurance, have little to nothing. Realistically these are the individuals who need the insurance the most. Insurance coverage, like health insurance, can cover many unforeseen circumstances. If you become ill and pass away your insurance plan pays all your medical bills leaving your family free of the responsibility. Also, what if your home burns down, will you be able to afford to go and buy a new one right away, could you replace every item in your home? Most likely the answer is no, this is where insurance plays a crucial role in everyone's life.
To close, it is extremely important to secure your life through insurance. Whether it be life, health, homeowners or car insurance policies, the monthly fees are a needed expense. It is better to eat bread and butter each night then to live with insurance....TRUELY!
About the Author:
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