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Tuesday, June 2, 2009

Why Student Abroad Insurance Programs

By Ray Sondeo

As a parent whose child will be studying in a new country away from home, you must have a lot on your mind. You would have noted that most universities specify that before enrollment, the student has to be covered by a study abroad insurance that is reliable.

student international health insurance certainly makes you feel secure. But before choosing just any study abroad insurance, make sure to select one that covers all the needs of your very own international student. Every country now-a-days, developing or advanced is prone to terrorist attacks and other natural and man-induced calamities. It is reassuring to know that your child?s study abroad insurance offers excellent benefits for medical, health, terrorism and evacuation.

In the event of a medical emergency, transportation is imperative to assure the safety of your child. Although the United States government provides evacuation when it?s needed, the medical costs that ensue from it will be shouldered by the student himself or the parent. To safeguard your child in such an instance, it is prudent to be covered by study abroad medical insurance.

Several study abroad medical insurance options exist. These offer different maximum medical coverage and deductibles, so one can select an insurance plan that is perfect for your child. AIG, Nationwide and Lloyds offer various packages that cater to the needs of students studying overseas.

Competitive study abroad health insurance plans typically offer high medical coverage, prescription for medications, maternity coverage and mental health coverage. Sports, terrorist attacks, emergency medical evacuation, accidental death and dismemberment, and repatriation of remains are also usually covered by study abroad insurance.

student international health insurance makes children and their parents feel safe. From the basic to the most competitive medical services and emergency evacuation procedures, parents can certainly relax knowing that their child is covered. An insurance plan usually offers assistance 24 hours a day, seven days a week. The emergency numbers allow the international students to contact their medical insurance and get help in locating doctors and hospitals in the moment of immediate need

When one is away from home and unfamiliar with the city, it might not be easy to find a good doctor or hospital. Study abroad insurance plans usually have a network of reputed doctors and hospitals that your child can go to.

Remember, providing a quality education to your child is not enough. It is also vital that you protect him against all kinds of accidents and disasters that he might encounter along the way. It is very straightforward to compare study abroad insurance plans, get a free quote and apply for an insurance plan.

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