International students who gain admission in the US or move out of the United States to another country to pursue studies can opt for international student insurance plans offering worldwide coverage to avail best benefits.
The coverage options of the international students insurance plan range from medical expenses, prescription medication costs, mental health coverage, sport coverage, maternity expenses and also protection during any terrorist attacks. These plans generally meet the requirements of the schools in the US and are approved in almost all countries in Europe and USA.
You can contact your insurance provider to find out whether the school that you have opted for would accept the insurance plan chosen by you. The insurance providers can complete the waiver form which you can provide to the school?s Student Health Center.
International student insurance plans protect not only the individual who is travelling abroad for studies but also the dependants like the spouse and children. The policy documents of the plan mention clearly the conditions of both benefits and exclusions.
Read the pre-existing conditions clause of your plan carefully. Most of the plans state that a waiting period of 12 months is required to cover the benefits. But some of the schools insist on a 6 months waiting period. In that case, you need to find a plan which meets the requirements of the school.
To avail the international students insurance plan, you should meet certain eligibility criteria. For example, you need to be a full time student in a college / university or be associated with an educational institution as a full-time scholar and perform research for a minimum of 30 hours per week. While opting for an international student insurance plan, the individual also submits a valid educational visa for proof.
In addition to the individual, dependants also need to meet some eligibility criteria. In case of spouse, a legal marriage proof is required. Children should be less than 19 years and unmarried. They should be dependant on the individual for support.
It is very important to opt for an insurance provider who is underwritten by an established organization. Perform adequate groundwork on the AM best rating of the insurance company to ensure financial stability. Another important criterion to be considered is whether the insurance company assures round-the-clock assistance during any emergencies across all countries in the world.
The coverage options of the international students insurance plan range from medical expenses, prescription medication costs, mental health coverage, sport coverage, maternity expenses and also protection during any terrorist attacks. These plans generally meet the requirements of the schools in the US and are approved in almost all countries in Europe and USA.
You can contact your insurance provider to find out whether the school that you have opted for would accept the insurance plan chosen by you. The insurance providers can complete the waiver form which you can provide to the school?s Student Health Center.
International student insurance plans protect not only the individual who is travelling abroad for studies but also the dependants like the spouse and children. The policy documents of the plan mention clearly the conditions of both benefits and exclusions.
Read the pre-existing conditions clause of your plan carefully. Most of the plans state that a waiting period of 12 months is required to cover the benefits. But some of the schools insist on a 6 months waiting period. In that case, you need to find a plan which meets the requirements of the school.
To avail the international students insurance plan, you should meet certain eligibility criteria. For example, you need to be a full time student in a college / university or be associated with an educational institution as a full-time scholar and perform research for a minimum of 30 hours per week. While opting for an international student insurance plan, the individual also submits a valid educational visa for proof.
In addition to the individual, dependants also need to meet some eligibility criteria. In case of spouse, a legal marriage proof is required. Children should be less than 19 years and unmarried. They should be dependant on the individual for support.
It is very important to opt for an insurance provider who is underwritten by an established organization. Perform adequate groundwork on the AM best rating of the insurance company to ensure financial stability. Another important criterion to be considered is whether the insurance company assures round-the-clock assistance during any emergencies across all countries in the world.
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